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Check Card
Business Check Card
Direct Deposit
 
You can use your Check Card in more ways, at more places and for more things than a regular ATM card. Because it carries the MasterCard® logo, you can use it instead of writing a check or paying cash at any merchant that accepts MasterCard debit cards. But since it is not a credit card, there are no interest charges when you use it. When you use your card for payment, the amount will automatically be deducted from your primary checking account.

Use your Check Card just like an ATM card at any of our ATM locations to withdraw cash, check your account balances and transfer funds between your accounts. Some of our ATM locations also accept deposits. Use your card at most ATMs worldwide for cash withdrawals.

It's faster than writing a check, because you don't need to show your ID or give personal information. And you can view your Check Card transactions with details on bank statements, in Bank OnLine and by calling Bank-By-Phone.

No more check writing hassles, no more running out of checks, no more carrying lots of cash – one card can do it all.
 
 

Using your Check Card


At Stores, Restaurants, Gas Stations and Other Merchants
 

 
Use in place of checks by signature, anywhere  MasterCard® debit cards are accepted, by selecting "Credit" or handing your card to the cashier.

Use in place of checks by PIN anywhere you see a PIN pad using the Pulse or Cirrus network by selecting "Debit."

For signature or PIN purchases, the amount is immediately deducted from your primary checking account. 

Depending on the merchant, you may be able to get cash back during your transaction.
 

 
For more information or to apply for an American Bank Check Card contact your Personal Banker at any American Bank location or call the Customer Service DirectLine at:

992-9911 in Corpus Christi
749-7711 in Port Aransas
727-9955 in Rockport
328-0999 in Austin
361-645-3220 in Goliad / Victoria
1-800-257-8316 outside these areas

Or go to the Help Center to see answers for the most commonly asked questions about Check Cards.
 

 At 
 American Bank 
 ATMs to:
 
Withdraw cash from your linked checking or savings account(s)

Check your linked account balances

Transfer funds from one linked American Bank account to another

Make deposits to your linked account(s) (depository locations only)

Free and unlimited usage, according to your daily cash withdrawal limit
 

 At Other ATMs  
Withdraw cash from your primary checking account

Check your linked account balances

Small American Bank fee, in addition to any surcharge by the operator of that ATM
 

 Our ATM Network Pulse®

Cirrus®

Check Card Safety Tips

  • Treat your Check Card like cash - keep it in a safe place
  • Memorize your PIN - never carry a written record of it
  • Use ATMs in visible, well-lit locations and be prepared to take your cash quickly
  • Double check the dollar amount you have entered before going to the next step
  • Keep your Check Card receipts to check your statement for unauthorized or inaccurate transactions 
  • If your Check Card is lost or stolen, report it as soon as possible to Customer Service DirectLine 
  • Report any errors in your bank statement records to Customer Service DirectLine

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