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All of our e-banking
options are available to our customers at no cost.
Click here to register
for Bank OnLine, Bill Pay or 24-Hr.
Bank-By-Phone.
Privacy and security for your accounts
and information are very important to American Bank. When you use
e-bank products and services, you are using a secure and protected
system. And Customer Service DirectLine is available from 7 a.m. to
6 p.m. weekdays to answer questions about your American Bank
accounts and services.
View
our Electronic Banking Agreement.
View
Security & Browser
Information.
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Bank OnLine
Access your accounts through Bank OnLine
at www.americanbank.com
any time of the day or night, anywhere
you have a PC with an Internet
connection. Use your password and user
IDs for secure access to your
accounts – check current balances, review
account statements and
transactions, make transfers between accounts,
view images of items, set
electronic account alerts and more. As an extra timesaver,
download your account statement information
to Quicken or other financial
management software. Try a Bank OnLine
demo to see how it works.
Bill Pay
Conveniently pay your bills through your
Internet connection to
www.americanbank.com – no more checks,
envelopes or stamps. You can
even schedule payments to be made automatically,
and download Bill Pay
information to financial management software
like Quicken or Microsoft
Money. Try a Bill
Pay demo to see how quickly you can organize and
manage your records, cash flow – and the
time you spend paying bills each
month. More
Bill Pay features.
24-Hr. Bank-By-Phone
With your Personal Identification Number
(PIN) you can call 24-Hr.
Bank-By-Phone any time of the day or night
for unlimited automated inquiries
about your account balances or transactions.
You can also make a transfer
between your accounts, request a fax-back
statement, or even report lost or
stolen checks or ATM/debit cards. Without
a PIN, you can still get information
about current rates and accounts at American
Bank, and about bank and ATM
locations.
More
24-Hr.Bank-By-Phone features.
Check Card
You can use your Check Card in more ways,
at more places and for more things than
a regular ATM card. Because it carries
the MasterCard® logo, you can use it instead
of writing a check or paying cash
at any merchant that accepts MasterCard. But since
it is not a credit card, there are no interest
charges when you use it. When you use
your card for payment, the amount will
automatically be deducted from your primary
checking account.
Use your Check Card just like an ATM card
at any of our ATM locations
to withdraw
cash, check your account balances and
transfer funds between your accounts. Some
of our ATM locations also accept deposits.
Use your card at most ATMs worldwide for
cash withdrawals.
It's faster than writing a check, because
you don't need to show your ID or give personal
information. And you can view your Check
Card transactions with details on bank
statements, in Bank OnLine and by calling
Bank-By-Phone.
Direct Deposit
Almost any regular income check can be
set up to be automatically
deposited to your account safely and on
time. The deposit is made
electronically, without mail or paper checks,
so you can be assured that your
funds will be in your account, no matter
what your schedule. See your
Personal Banker at any American Bank location
to set up direct deposits to
your account. |
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| Bill Pay Features |
- Pay bills any time
of the day or night through your Internet connection
- Set up single payments
to be paid now or on a future date up to a year in advance
- Set up automatic
payments for regularly recurring bills – up to 40 years
in the future
- Pay just about anyone,
anywhere within the United States
- Pay as many bills
as you like each month, all for free
- See the history
of all the payments you’ve made to a given payee
- Send and receive
secure e-mail messages concerning questions about
the status of your bill payments
- Call Bill Pay Customer
Service 24 hours a day/7 days a week
- Download Bill Pay
information into a variety of financial management
software including Quicken and Microsoft Money
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| Bill Pay is secure and
safe. |
All your bill payment activity
is conducted through a secure
connection
featuring the latest
standards in Internet security
technology. | |
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| 24-Hr. Bank-By-Phone Features |
- Current and historical
information about your accounts and loans
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- Free funds
transfers between your accounts
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- Fax statements of your
account – with special options and flexibility
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- Schedule a statement to
be sent by fax to the fax number you
designate
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- Information
about accounts and services
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- Information
about American Bank locations and hours
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- Report lost
or stolen checks and ATM cards
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| Calling 24-Hr. Bank-By-Phone |
- 361-992-9901 in Corpus
Christi
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- 361-749-7777 Port Aransas
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- 361-645-1300 in Goliad / Victoria
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- 1-800-257-8086
Outside the areas above
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Using your Check Card |
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At Stores, Restaurants, Gas Stations and
Other Merchants
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Use in place of checks by signature
anywhere you see the MasterCard® symbol by selecting
"Credit" or handing your card to the cashier
Use in place of checks by PIN
anywhere you see a PIN pad using the Pulse or Cirrus
network by selecting "Debit"
For signature or PIN
purchases, the amount is immediately deducted from your
primary checking account.
Depending on the merchant,
you may be able to get cash back during your
transaction
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For more information or to apply for an American Bank
Check Card contact your Personal Banker at any American
Bank location or call the Customer Service DirectLine
at:
992-9911
in Corpus Christi
749-7711 in Port Aransas
727-9955 in Rockport
328-0999 in Austin
361-645-3220 in Goliad / Victoria
1-800-257-8316 outside these areas
Or go to the Help Center to
see answers for the most commonly
asked questions about Check
Cards.
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At
American
Bank
ATMs to: |
Withdraw cash from your
linked checking or savings account(s)
Check your linked account
balances
Transfer funds from one
linked American Bank account to another
Make deposits to your linked
account(s) (depository locations only)
Free and unlimited usage,
according to your daily cash withdrawal
limit
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| At Other ATMs |
Withdraw
cash from your primary checking account
Check your linked account
balances
Small American Bank fee, in
addition to any surcharge by the operator of that
ATM
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| Our ATM Network |
Pulse®
Cirrus® | |
Check Card Safety Tips |
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- Treat your Check Card like cash
- keep it in a safe place
- Memorize your PIN - never carry
a written record of it
- Use ATMs in visible, well-lit
locations and be prepared to take your cash quickly
- Double check the dollar amount
you have entered before going to the next step
- Keep your Check Card receipts to
check your statement for unauthorized or inaccurate
transactions
- If your Check Card is lost or
stolen, report it as soon as possible to Customer Service
DirectLine
- Report any errors in your bank
statement records to Customer Service DirectLine
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