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One of the many ways American Bank can help as a partner in your personal financial management is with a personal loan. Updating your home, purchasing a car or boat, financing your taxes, putting a family member through college, and overdraft protection for your account are just a few of the occasions we can offer a personal loan to help keep your budget in line.
We welcome personal loan applications from adults, 18 and over, living
in the Corpus Christi, Port Aransas, Rockport or Austin, Texas areas.
You can save on your interest rate by having your loan payment made
automatically from your American Bank checking account – we’ll give
you a .25% discount on your rate. For all personal loans, approval
and credit limit will be based on your financial resources and credit
history. You can also choose to use your American Bank CD to apply
for a secured loan.
There are many reasons and purposes for a personal loan. Some of the more specific types of loans are as follows: |
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American
Ready Cash - Overdraft protection for your account.
This revolving line of credit is designed
to end costly overdrafts and provide
an instant loan when you need it. Your
American Bank checking account is
automatically funded, up to your approved
credit limit, when your transactions exceed
your account balance.
Vehicle
and Boat Loans
Whatever mode of transportation you plan
to buy – apply for your loan
before you shop and you are in the best
position possible to negotiate your
purchase.
Home
Improvement Loans
Knowing the specifics about the changes
or additions you want to make
and having contractor bids for the work
are two factors we use to evaluate
your loan application. The amount of loan
you qualify for will also depend on
how much equity you have in your home and
the value the improvements
will add to your home. Our Personal Bankers
can give you more details.
Home Equity Loans
Using
your home’s equity to accomplish specific personal financial goals
can be
a good money management tool for some people.
We offer home equity loans with
a variety of fixed rate loan options.
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| Your Personal Loan application will receive our immediate attention and a quick response. Apply for a loan in one of three simple ways – |
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- Fill out our online
Personal Loan Application, print a copy – then return
it by fax or mail. For home improvement and home equity loans,
please download and print our online Real Estate Credit Application.
- Contact us to have a personal loan application mailed to you – then return it by fax or
mail
- Visit any of our eight locations to fill out an application and review it with a Personal Banker
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EQUAL HOUSING LENDER
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For more information please call
Customer Service DirectLine at 361-992-9911 or 1-800-257-8316
or visit any American Bank office. |
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