Disaster Preparedness

Don’t get caught unprepared.

Check this off your list: Disaster Planning

Whether it’s a hurricane or any other disaster, we are ready with an extensive disaster recovery plan in place to assure you that we will be open and ready to serve you as quickly as possible

Within a short time after any kind of disaster, our expectation is that you will  be able to reach us at (361) 992-9900, (512) 328-9900 or (800) 725-9980.

During hurricane preparations and after any kind of disaster occurs, alerts about changes in banking hours, the status of branch locations (whether open or closed) and other instructions or information of importance to your banking relationship with us will be on the homepage of our website, www.americanbank.com and our LinkedIn page, www.linkedin.com/company/americanbank. As conditions and situations change, the information will be revised and kept up-to-date. We encourage you to have a personal and business plan too.

Preparing your finances to weather any kind of storm.

  1. KEEP IMPORTANT RECORDS SAFE: Place marriage and family records, including adoption papers, property deeds, birth certificates, wills, insurance policies, passports, Social Security cards, immunization records, credit card account numbers, car titles or lease contracts, bank and investment account numbers, and three years of tax returns in a safe deposit box at a bank branch not at risk of a severe storm surge. (Remember: the bank does not provide insurance coverage on the contents of your safe deposit box. We don’t know what the box contains, so there is no way for it to be insured. Be sure your safe deposit box contents are covered through your homeowner or renter insurance policy.)
  2. MAKE COPIES: It’s a good idea to make official copies of critical documents such as birth certificates, adoption papers, marriage certificates and the deed to your home for safekeeping, perhaps with an attorney.
  3. INVENTORY VALUABLES: Keep a list and photographs of household valuables for insurance purposes.
  4. START AN EMERGENCY FUND: Regularly contribute to an emergency fund that can cover at least three to four months worth of expenses. This fund should be separate from your savings or investment accounts.
  5. STASH SOME CASH: Keep extra money with your emergency kit, which should include a three-day supply of water, food, a first aid kit, manual can opener, battery-operated flashlights, a battery-operated radio and extra batteries.
  6. BACKUP ELECTRONIC FILES: Identify the records that you keep only on computer, make a printout and safeguard them to have if electrical power fails. As a supplement to paper copies, scanned or electronic documents can be attached and stored in your e-mail account, or with secure online backup services. Be sure you are communicating through a secured connection when sending information like credit card or bank account numbers, Social Security numbers or passwords over the Internet.
  7. KEEP IN CONTACT: Place names and contact numbers for executors, trustees and guardians in a safe place, possibly in a safe deposit box. Notify a trustee, close relative, or attorney where other important financial information is located.      

  Information courtesy of the Independent Community Bankers of America.