FDIC Money Smart for Adults

The FDIC's Money Smart financial education program helps people of all ages enhance their financial skills and create positive banking relationships. The modules below were specifically selected for their relevance to our personal banking clients who want a better understanding of how our financial system works, how to utilize it to meet their needs, and how to manage their fiscal responsibilities effectively. See the full list of modules available for Money Smart at FDIC.gov.

FDIC Money Smart for Adults

FDIC Money Smart for Adults provides readers with practical knowledge, skills-building opportunities, and resources they can use to manage their finances with confidence. The full materials are available for immediate download at FDIC Money Smart For Adults.

Disasters – Financial Preparation and Recovery 

Topics

  • Why preparing for disasters is part of financial management and financial health
  • Steps to prepare financially for disasters
  • Steps to recover financially from disasters  

Topics

  • Why preparing for disasters is part of financial management and financial health
  • Steps to prepare financially for disasters
  • Steps to recover financially from disasters  
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Borrowing Basics 

Topics

  • Options for borrowing money and what they cost
  • How to borrow money
  • Borrowing when someone helps you manage your money

Topics

  • Options for borrowing money and what they cost
  • How to borrow money
  • Covers borrowing when someone helps you manage your money

Protecting Your Identity 

Topics

  • How to protect your identity and other assets
  • What to do in the event of identity theft or fraud
  • How insurance can help protect you from financial loss and the importance of keeping good records

Topics

  • How to protect your identity and other assets.
  • What to do in the event of identity theft or fraud
  • How insurance can help protect you from financial loss and the importance of keeping good records

You Can Bank On It 

Topics

  • Financial products and services available at financial institutions
  • Information on selecting financial products, services and providers
  • Basic steps for opening and managing checking and savings accounts
  • Prepaid cards, how they work and tips for using them

Topics

  • Financial products and services available at financial institutions
  • Information on selecting financial products, services and providers
  • Basic steps for opening and managing checking and savings accounts
  • Prepaid cards, how they work and tips for using them

These training materials are intended as general guidance only and may or may not apply to a particular situation based on the circumstances. The materials do not create any legal rights or impose any legally binding requirements or obligations on the Federal Deposit Insurance Corporation (FDIC) and U.S. Small Business Administration (SBA). The FDIC and SBA make no claims or guarantees regarding the accuracy or timeliness of this information and material.

The content of this training material is not designed or intended to provide authoritative financial, accounting, investment, legal, or other professional advice which may be reasonably relied on by its readers. If expert assistance in any of these areas is required, the services of a qualified professional should be sought.

Reference to any specific commercial product, process, or service by trade name, trademark, manufacture, or otherwise does not constitute an endorsement, a recommendation, or a preference by the FDIC and SBA or the United States government.