Personal Credit Cards

Tired of cash and checks? We offer two kinds of personal credit cards, both with exceptional service and a wide array of valuable benefits like an interest-free grace period, emergency cash and card replacement, expense monitoring and more. See the full breakdown below and decide which piece of plastic belongs in your wallet.

Personal Card – Low Rate

• Great for beginning or improving your credit history.
• Low introductory APR.
• Competitive ongoing APR.
• Rental car collision damage waiver protection.

Personal Card – Preferred Points

• A rewards card for customers with an established credit history.
• Earn 1 reward point for each dollar spent, up to 10,000 points per month.
• Low introductory APR.
• Competitive ongoing APR.
• Rental car collision damage waiver protection.
• Redeem reward points for cash, retail gift cards, travel and a wide variety of merchandise.*

^*View or redeem rewards points at  www.mypreferredpoints.com or call (866) 678-5191.

* Please contact American Bank to receive Application or Terms and Conditions for information about current APRs and fees.
Credit Cards are issued by TIB-The Independent BankersBank.