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So, how do you want to bank?
Overview
Check Card
Credit Card

We offer three cards to choose from, each one available in two options, the Low Rate Card or the Preferred Points Card.

  • VISA® Classic
  • VISA® Platinum
  • Gold MasterCard®

Personal Card – Low Rate

Features

  • No annual fee.
  • Low introductory rate for the first six months.*
  • Competitive annual percentage rate (APR).*
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Other fees that may be charged are listed on the application.

Apply Now – PDF Application - Please print, sign, and fax this completed application (page 1 only) to (972) 650-7054.
Terms and Conditions

Personal Card – Preferred Points

Features

  • No annual fee.
  • Low introductory rate for first six months.*
  • Competitive ongoing APR.*
  • Use your Preferred Points Card to earn points that you can redeem for rewards. 
  • Earn one point for each dollar spent, up to 10,000 points per month.
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise. To view or redeem rewards points, visit www.mypreferredpoints.com or call (866) 678-5191.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection.
  • No grace period on cash advances.
  • Other fees that may be charged are listed on the application.

Apply Now – PDF Application - - Please print, sign, and fax this completed application (page 1 only) to (972) 650-7054.
Terms and Conditions

* Please see Application or Terms and Conditions for information about current APRs and fees. Credit Cards are issued by TIB-The Independent BankersBank.

Contact us.

Contact us.

Find a nearby location.

Find a nearby location.

Apply for a Check Card.

Apply for a Check Card.

Apply for a Credit Card.

Apply for a Credit Card.

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