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Consumer Handbook on Adjustable Rate Mortgages

This document gives you an overview of Adjustable Rate Mortgages (ARMs), explains how ARMs work, and discusses some of the issues that you might face as a borrower.

It includes:

  • Ways to reduce the risks associated with ARMs.
  • Pointers about advertising and other sources of information, such as lenders and other trusted advisers.
  • A glossary of important ARM terms.
  • A worksheet that can help you ask the right questions and figure out whether an ARM is right for you. (Ask lenders to help you fill out the worksheet so you can get the information you need to compare mortgages.)

Download the Consumer Handbook on Adjustable Rate Mortgages (PDF).

 

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