Positive Pay

Prevent fraud before it starts.

With the growing size and sophistication of criminal organizations, fraud will likely never be eradicated. However, Positive Pay can help proactively deter fraud. Protect your commercial accounts from unauthorized transactions and simplify your monthly reconciliation with Positive Pay:

  • Fraud prevention - review any posted exceptions and quickly decide whether to return the item or allow it to pay.
  • Ease of account reconciliation - know which items were paid, and for how much.
  • Eliminate or reduce Stop Pay fees – mark items as 'void' or 'return' while you review the Exception Items report.

What sets us apart

Our experienced Treasury Management professionals are always available to discuss your plans and develop a customized solution based on the unique aspects of your situation. Our industry expertise and truly personal approach to service is what sets us apart.  As experienced bankers, we can respond quickly to your needs without the red tape of other banks. At American Bank, you don’t just open an account; you start a relationship, the way banking should be. We are committed to your success, and are here to act as your trusted business advisor on everything from your cash flow to your strategic road map.