Virtual Vaults & Night Drops

Depositing cash has never been safer or simpler.

American Bank offers two secure and convenient ways to deposit cash on hand even when our branches are closed.  From a secure 24-hour Motor Bank night drop to having a safe at your business location, we make cash deposits as easy as possible for you.  

Virtual Vault

For businesses with a high cash volume, this on-site vault improves cash flow, increases security, reduces the risk of theft, and eliminates trips to an American Bank branch. The process is simple:

  • Authorized users add cash to the vault using their unique PIN.
  • Individual bills are scanned for counterfeits.
  • Receipts are printed at the time of deposit for easy reconciliation on the end of day reporting process.  American Bank receives a daily record of the deposits and adds the amounts to your business account. Cash remains locked behind a door that can only be opened by an armored car service.
  • Cash is tallied by an armored car service via a secure Internet connection and retrieved during a regular weekly schedule.

Night Drop

Make deposits at any time with our no-cost night drop service. Your funds will remain secure in our depository vault rather than being held at your business or by your employee until a trip to the bank is convenient. 

Deposits are processed the next business banking day and posted to your account. Most American Bank branches have night drop locations that are conveniently placed for drive-up delivery.

What sets us apart

Our experienced Treasury Management professionals are always available to discuss your plans and develop a customized solution based on the unique aspects of your situation. Our industry expertise and truly personal approach to service is what sets us apart.  As experienced bankers, we can respond quickly to your needs without the red tape of other banks. At American Bank, you don’t just open an account; you start a relationship, the way banking should be. We are committed to your success, and are here to act as your trusted business advisor on everything from your cash flow to your strategic road map.