Send and receive money with Zelle®

Introducing Zelle® – a fast, safe and easy way to send money to friends, family and other people you trust, regardless of where they bank1. Whether you’re paying rent, gifting money, or splitting the cost of a bill, Zelle® has you covered. Find Zelle® in your American Bank Personal Mobile Banking app.


Send money directly from your account to theirs — typically in minutes1.


Use Zelle® within the app you already trust. No account numbers are shared.


Send money using just an email address or U.S. mobile number2.

Enroll today and start using Zelle®

1. Log in to your American Bank Personal Mobile Banking app and tap the plus icon to open Zelle®

2. Enroll using your U.S. mobile number or email address and accept terms and conditions. 

3. Send money by selecting or entering the information of the person you’d like to send money to. Remember to only send money to people you know and trust.

4. Request funds from a friend by entering their information, the amount they owe you, and hitting send. When they respond, the money will appear in your American Bank account.

5. Split payments by tapping the ‘split’ button, selecting the people in your group and entering the total amount you want to split. Zelle® sends a request to everyone for their share.

American Bank together with Zelle

Download our Personal Mobile Banking app to start using Zelle®.

    Zelle® FAQ


    Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

    1. Must have a bank account in the U.S. to use Zelle®. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle®.
    2. To send payment requests or split payment requests, the U.S. mobile number being used must already be enrolled in Zelle®.