Keeping you informed and getting back to business is our priority.
Whether it's a hurricane or some other type of disaster, American Bank has an extensive disaster recovery plan in place to assure you that we will be open and ready to serve you as quickly as possible. Download the Hurricane Preparedness Guide for your files.
How to reach us by phone
Our expectation is that you will be able to reach us at (361) 992-9900, (512) 328-9900 or
(800) 725-9980 within a short time after any kind of disaster.
Website and Mobile alerts
During hurricane preparations and after any kind of disaster occurs, alerts of changes in banking hours, the status of branch locations (whether open or closed) and other instructions or information of importance to your banking relationship with us will be posted on the home page of our website, www.AmericanBank.com, and in the 'News' section of our Mobile Banking app. As conditions and situations change, the information will be kept up-to-date.
Preparing your finances to weather a storm
Keep important records safe
Place marriage and family records, including adoption papers, property deeds, birth certificates, wills, insurance policies, passports, Social Security cards, immunization records, credit card account numbers, car titles or lease contracts, bank and investment account numbers, and three years of tax returns in a safe deposit box at a bank branch not at risk of a severe storm surge. (Remember: the bank does not provide insurance coverage on the contents of your safe deposit box. We don't know what the box contains, so there is no way for it to be insured. Be sure your safe deposit box contents are covered through your homeowner or renter insurance policy.)
It's a good idea to make official copies of critical documents such as birth certificates, adoption papers, marriage certificates and the deed to your home for safekeeping, perhaps with an attorney.
Keep a list and photographs of household valuables for insurance purposes.
Start an emergency fund
Regularly contribute to an emergency fund that can cover at least three to four months worth of expenses. This fund should be separate from your savings or investment accounts.
Stash some cash
Keep extra money with your emergency kit, which should include a three-day supply of water, food, a first aid kit, manual can opener, battery-operated flashlights, a battery-operated radio and extra batteries.
Backup electronic files
Identify the records that you keep only on computer, make a printout and safeguard them to have if electrical power fails. As a supplement to paper copies, scanned or electronic documents can be attached and stored in your e-mail account, or with secure online backup services. Be sure you are communicating through a secured connection when sending information like credit card or bank account numbers, Social Security numbers or passwords over the Internet.
Keep in contact
Place names and contact numbers for executors, trustees and guardians in a safe place, possibly in a safe deposit box. Notify a trustee, close relative, or attorney where other important financial information is located.
Information courtesy of the Independent Community Bankers of America.
Visit these websites for more information:
- www.ready.gov (or call 800-BE-READY)