Fraud Solutions

Protect your commercial accounts from unauthorized transactions and simplify your monthly reconciliation.

Positive Pay, ACH Positive Pay, Payee Match, and Reverse Positive Pay:

Review any posted exceptions and quickly decide whether to return the item or allow it to pay.

Simplify account reconciliation – know which items were paid, and for how much.

Eliminate or reduce Stop Pay fees – mark items as 'void' or 'return' while you review the Exception Items report.

Positive Pay No Checks is also available for accounts with no check activity.

Hard and Soft Tokens:

A great benefit to both you and the bank as they provide an addition layer of security (two factor authentication).

Available as a physical fob (hard) or a smartphone app (soft).

Can be used for approving electronic transfers and login authentication.

Prevent fraud before it starts.

With the growing size and sophistication of criminal organizations, fraud will likely never be eradicated. But your security is important to us and we have services that can proactively help you minimize fraud. 

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Our experienced Treasury Management professionals are available to discuss your plans and develop a customized solution to fit the needs of your business. 

Experienced and Proven

At American Bank, our clients come first. And our straightforward business model combined with a focus on delivering exceptional service has helped us build meaningful client relationships. We also carry a 5-star rating for financial strength as recognized by Bauer Financial.

 

Routing Number | 114903284

3.239.76.211 - Ashburn - 20149 - False