Personal Checking
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VISIT USVariety, flexibility and reliability? Check, check, check.
Love convenience? We have a variety of personal checking accounts built around the way our clients like to bank. Each account comes with:
- Instantly issued debit card
- Online access with Personal Online Banking, Bill Pay, Mobile Banking and Text Banking
- Online statements
- 24-Hour Bank-By-Phone
- Transactions at American Bank ATMs
- Unlimited smiles and great service
- Unlimited check writing
- Free Personal Online Banking and Mobile Banking
- Debit card with no charge for transactions at American Bank ATMs
- Unlimited check writing
- Free Personal Online Banking and Mobile Banking
- No American Bank fees when you use a non-American Bank ATM
- Free Personal Online Banking and Mobile Banking
- No charge for cashier’s checks
- 25% discount on safe deposit box rates
Account Protection
The potential for fraud exists with virtually every transaction. Here are some tips on how to be alert and minimize your risk.
1Qualifying personal accounts for the combined average daily balance include checking, savings, CD, IRA, home loans, personal loans, and Ready Cash lines of credit where you are an owner/co-owner or borrower/co-borrower. The combined balance requirement is based on average daily balances in the qualifying accounts at the time the Premium Interest Checking account’s statement is produced.
2Interest begins to accrue on the first business day that funds are available in the account for noncash items such as checks.
3We use the daily balance method to calculate the interest on your account. The method applies a daily periodic rate to the principal in the account each day.
