Business Checking

Business checking at its best.

American Bank offers several checking account options to meet the unique needs of your business. Our Treasury Management team is on hand to help you determine the right mix of accounts and services to make the most of your financial resources. Whether you’re just opening your doors or looking for better ways to manage your cash flow, American Bank's business checking accounts have the solution for you.

Best in Business Checking Plans Basic Business Checking Bundled Business Checking Analyzed Business Checking
Account Features A fee-based option for  clients who do not need Treasury Management services. Bill Pay, Mobile Deposit and Online Banking access only.

Geared toward small businesses who need basic Treasury Management services. Bill Pay, Mobile Deposit and Online Banking access included. Monthly fee includes:

  • ACH Origination
  • ACH Positive Pay
  • Positive Pay
  • Digital Deposit
  • Wire Module
  • Standard Reporting
A full-service analysis account with access to the full suite of Treasury Management services.
Special Features No charge for electronic debits and credits Bundled basic Treasury services with defined per item counts are included in the monthly fee An earnings credit (ECR) helps minimize service charges and fees
To Waive Maintenance Fee Maintain a $2,500 average monthly balance Maintain a $50,000 average monthly balance Maintenance fees can be offset by the earnings credit 
Monthly Maintenance Fee $20* $75* $20 per month (plus analysis charge)
Transaction Charge Other fees may apply. Per item charges apply after maximum per item counts are met for each bundled service; other fees may apply. Account Analysis and Miscellaneous Fees apply. Analysis fees may be offset by the earnings credit. 
Minimum Opening Deposit $200 $500 $500

*$ per month if average monthly balance requirement is not met.

Our experienced business bankers are always available to discuss your plans and develop a customized solution based on the unique aspects of your situation. Our industry expertise and truly personal approach to service is what sets our business checking accounts apart.  As experienced bankers, we can respond quickly to your needs without the red tape of other banks. At American Bank, you don’t just open an account; you start a relationship, the way banking should be. We are committed to your success, and are here to act as your trusted business advisor on everything from your cash flow to your strategic road map.