Leadership

Board of Directors

George Hawn

George Hawn

Chairman Emeritus

Investments

Ben Wallace

Ben Wallace

Chairman

American Bank/Shell Land Management Co.

Richard Scanio

Richard Scanio

Vice Chairman

American Bank Holding Corporation

Stephen Raffaele

Stephen Raffaele

Chief Executive Officer & President

American Bank

Ralph Abendshein

Oakum Holdings LLC

Bibiana Dykema

Dykema Architects, Inc.

George Fisher, MD

Ear Nose & Throat Associates

Douglas (Kit) Fox, MD

NeuroTexas, PLLC

Robert B. Greenwood

American Bank – Retired

Steve Matthews

Steve Matthews Company

Mark Nini

GN Ventures, Ltd.

Ted Oakley

Herndon Plant Oakley Ltd.

Jorge Rangel

Rangel Law Firm

Hil Stroup

Key Title Group

Gary Valdez

Focus Strategies, LLC

John Wallace

John Wallace Real Estate, LLC

Patt Hawn Wallace

Hawn Wallace Interests

Robert Webster, MD

Third Coast Health

Brad Wheeless

Business Advisor and Consultant

Advisory Directors

Beyrl Armstrong 

Plateau Land & Wildlife Management

Jim Barnette

Coastcon Corporation

Christina Hawn

George S. Hawn Properties

Frank Scanio III

Rooke Scanio Interests, Ltd.

William A. (Bill) Walker, Jr.

Stalker Energy LP

Allison Webster

American Bank 

Leadership Team

Stephen Raffaele, CFA

Stephen Raffaele, CFA

Chief Executive Officer & President

As Chief Executive Officer and President, Stephen Raffaele is tasked with managing and providing leadership to the bank’s management team, as well a...

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Stephen Raffaele, CFA

Stephen Raffaele, CFA

Chief Executive Officer & President

As Chief Executive Officer and President, Stephen Raffaele is tasked with managing and providing leadership to the bank’s management team, as well as developing and leading the strategic planning initiatives that ensure the long-term growth and profitability of the bank. He joined American Bank as Senior Executive Vice President and Chief Operating Officer in 2016 and was promoted to President and Chief Operating Officer in 2017. He became Chief Executive Officer and President in 2019. Prior to that time, Stephen held various C-level positions in several financial organizations including F&M Bank & Trust Co. and Guaranty Bank, both in Dallas, as well as Sterling Bank in Houston.

Stephen is a Chartered Financial Analyst (CFA) and is an active member of the CFA Institute, Baylor Angel Network, Financial Executives International and the Association for Financial Professionals. In addition, he serves on the boards of the Art Museum of South Texas and the Texas Bankers Association Services Co., as well as on the advisory board of the Baylor University School of Nursing. He is a graduate of Baylor University, where he earned a B.A. in Business.

Tom Adams

Tom Adams

Chief Financial Officer

As Chief Financial Officer, Tom Adams is responsible for all aspects of the bank’s accounting, policy and financial reporting functions. Before join...

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Tom Adams

Tom Adams

Chief Financial Officer

As Chief Financial Officer, Tom Adams is responsible for all aspects of the bank’s accounting, policy and financial reporting functions. Before joining American Bank, Tom accumulated over 25 years of public accounting and financial service experience with Triumph Bancorp Inc. and F&M Bancorporation Inc., in Dallas and KPMG Chicago.

Tom is an active member of the American Institute of Certified Public Accountants, the Texas Society of Certified Public Accountants and the Dallas CPA Society. He’s also a proud alumnus of Illinois State University, where he earned a B.S. in Accounting. 

Jim Avery

Jim Avery

Chief Information Systems Officer

As Chief Information Systems Officer, Jim Avery is responsible for the bank’s information technology strategy and systems. In his more than 30 years...

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Jim Avery

Jim Avery

Chief Information Systems Officer

As Chief Information Systems Officer, Jim Avery is responsible for the bank’s information technology strategy and systems. In his more than 30 years with American Bank, his responsibilities have included those of Chief Financial Officer as well as those in Information Technology.

Jim has served as a volunteer with organizations like the Texas State Aquarium, Corpus Christi Harbor Lights Festival, KEDT and Leadership Corpus Christi Alumni Association (Class XIX). He received his B.A. in Business Administration from Austin College, and earned an M.B.A. in Finance from Texas Christian University's M.J. Neely School of Business.

Steven Cooper

Steven Cooper

Director of Operations and Support

As Director of Operations and Support, Steven Cooper is responsible for the management and leadership of all operational and support areas. With ...

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Steven Cooper

Steven Cooper

Director of Operations and Support

As Director of Operations and Support, Steven Cooper is responsible for the management and leadership of all operational and support areas. With over 30 years of banking experience, he has served as director of U.S. operations at BBVA Compass and managing director for bank operations and support at Guaranty Bank in Dallas.

Steven has served on the Advisory Board of Habitat for Humanity Greater Birmingham and on the My Healing Place Board of Directors. Before joining the banking industry, Steve earned a B.A. in Political Science at Colorado State University.  He is also a graduate of the Graduate School of Banking at SMU’s Cox School of Business.

David Doherty

David Doherty

Chief Credit Officer

As Chief Credit Officer, David Doherty oversees and manages the bank's loan portfolio. With over 29 years of banking experience, David previously serv...

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David Doherty

David Doherty

Chief Credit Officer

As Chief Credit Officer, David Doherty oversees and manages the bank's loan portfolio. With over 29 years of banking experience, David previously served as the Executive Credit Officer for IBERIABANK in Houston, with responsibility for credit approval and oversight of the Louisiana, Arkansas, Tennessee, Alabama and Texas energy markets, as well as credit responsibility for the business banking sector and the corporate-wide commercial underwriting team.

David graduated from Louisiana State University with a B.S. and an M.S. in Finance.

Melissa Garrett

Melissa Garrett

Internal Audit Manager

As Internal Audit Manager, Melissa Garrett managed and administered the Bank's internal audit program since 2013. Before joining the bank, Meliss...

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Melissa Garrett

Melissa Garrett

Internal Audit Manager

As Internal Audit Manager, Melissa Garrett managed and administered the Bank's internal audit program since 2013. Before joining the bank, Melissa was the director of internal operations for the United Way of the Coastal Bend in Corpus Christi, Texas.

Melissa earned an M.B.A. from Texas A&M University-Corpus Christi and a B.S. in Business Administration, Finance from State University of New York at Buffalo. She is a Certified Internal Auditor and a Certified Community Bank Internal Auditor.

John Greenwood

John Greenwood

Market President – Austin

As Market President – Austin, John Greenwood is responsible for all commercial lending activities in Austin and the surrounding area. He has ov...

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John Greenwood

John Greenwood

Market President – Austin

As Market President – Austin, John Greenwood is responsible for all commercial lending activities in Austin and the surrounding area. He has over 17 years of financial institution experience, and served as Executive Vice President with Frost Bank in Austin with responsibility for leading an Austin-based team of bankers focused on middle market and corporate client relationships prior to joining American Bank.

A native of Austin, John is active in the community, working with many organizations in both leadership and volunteer capacities including Ronald McDonald Charities of Central Texas, Habitat for Humanity, the Austin Chamber of Commerce – Opportunity Austin 4.0, Leadership Austin, and the Muscular Dystrophy Association. John has served on the Central Texas Board of the March of Dimes for the past 6 years. He holds a Bachelor of Science in Finance from Louisiana State University.

Ben Hughes

Ben Hughes

Chief Human Resources Officer

As Chief Human Resources Officer, Ben Hughes is responsible for the development and implementation of the bank’s human resource strategies and pract...

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Ben Hughes

Ben Hughes

Chief Human Resources Officer

As Chief Human Resources Officer, Ben Hughes is responsible for the development and implementation of the bank’s human resource strategies and practices. In his more than 19 year career in banking and financial services, Ben has served as a senior level human resources professional in a variety of organizations including Comerica Bank and Capital One Bank.

Ben is a member of the Society for Human Resource Management and the SMU Cox School of Business Human Resources Roundtable. He graduated from the University of North Texas, where he earned a B.A. in History.

Robin Ingari

Robin Ingari

Executive Credit Risk Officer

As Executive Credit Risk Officer, Robin Ingari has dual responsibilities as a regional credit officer and for developing and implementing new bank-wid...

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Robin Ingari

Robin Ingari

Executive Credit Risk Officer

As Executive Credit Risk Officer, Robin Ingari has dual responsibilities as a regional credit officer and for developing and implementing new bank-wide enhanced credit risk management and enterprise risk management (ERM) programs. Prior to American Bank, Robin gained over 30 years of commercial banking experience while holding various leadership roles at Texas Commerce Bank, JP Morgan, Comerica Bank, and Regions Bank.

In addition to her banking duties, Robin is an active member of the local and state board of Robert Morris Associates, the executive committee and board of Any Baby Can, and the executive leadership team for the American Heart Association. She graduated from the University of Texas with a B.A. in Biology and an M.B.A. in Management and Finance.

Brent Johnston

Brent Johnston

Chief Lending Officer

As Chief Lending Officer, Brent Johnston oversees and manages the bank’s lending teams and loan portfolio across various markets (both existing and ...

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Brent Johnston

Brent Johnston

Chief Lending Officer

As Chief Lending Officer, Brent Johnston oversees and manages the bank’s lending teams and loan portfolio across various markets (both existing and future expansion). With more than 30 years of banking experience, Brent held leadership positions at PlainsCapital Bank, Texas Capital Bank, Southwest Bank of Texas (now Amegy Bank) and Guaranty Bank before joining American Bank. 

Brent is also an active member of the Houston Livestock Show and Rodeo, the Linkwood Civic Club Board, the Fundraising Committee for Halo House Foundation, the Mark Twain Elementary PTO, and the Texas A&M 12th Man Foundation.  He graduated from Texas A&M University with a B.B.A. in Finance and MIS.

Patrick King

Patrick King

Treasurer

As Treasurer, Patrick King is responsible for the bank’s corporate treasury activities including investment management, loan and deposit pricing, an...

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Patrick King

Patrick King

Treasurer

As Treasurer, Patrick King is responsible for the bank’s corporate treasury activities including investment management, loan and deposit pricing, and risk management.  He joined American Bank with over 20 years of senior level banking management and operational experience at Bank SNB in Oklahoma City and the F&M Bank & Trust Company in Dallas.

Patrick graduated from the University of Texas at Dallas with a B.S. in Economics and Finance.  

Joseph T. “Todd” Lee

Joseph T. “Todd” Lee

Chief Information Officer

Todd Lee is responsible for the bank’s information technology strategy and systems.  He recently joined the bank in preparation for the retirem...

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Joseph T. “Todd” Lee

Joseph T. “Todd” Lee

Chief Information Officer

Todd Lee is responsible for the bank’s information technology strategy and systems.  He recently joined the bank in preparation for the retirement of long-time CIO Jim Avery.  Todd’s career spans more than 30 years, with leadership positions in the banking, education and corporate sectors after serving as a senior consultant with Andersen Consulting.  Most recently, he was one of the executive founders of a new Texas-based bank holding company and served as Chief Operations Officer for the subsequent bank.  His role there included responsibility for IT, deposit operations, treasury services operations, loan operations, project management, human resources and facilities.  In addition to establishing new operational teams, he selected and implemented various platforms and provided day-to-day management for the bank.

Todd holds a Master of Business Administration and a Bachelor of Science from Texas Christian University in Fort Worth, Texas.

Townes Mahaffey

Townes Mahaffey

General Counsel and Board Secretary

As General Counsel and Board Secretary, Townes Mahaffey advises and assists in protecting the bank’s legal interests and maintaining operations with...

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Townes Mahaffey

Townes Mahaffey

General Counsel and Board Secretary

As General Counsel and Board Secretary, Townes Mahaffey advises and assists in protecting the bank’s legal interests and maintaining operations within the scope established by law. Prior to joining American Bank in 1995, he practiced commercial and personal injury litigation in Corpus Christi, Texas.

Townes graduated from Texas A & M University with a B.B.A. in Finance, and holds a J.D. from South Texas College of Law in Houston.

Mark Meyer

Mark Meyer

President - South Texas Region

As President - South Texas Region, Mark Meyer has responsibility for regional lending and credit approval in the Corpus Christi, Port Aransas, Ro...

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Mark Meyer

Mark Meyer

President - South Texas Region

As President - South Texas Region, Mark Meyer has responsibility for regional lending and credit approval in the Corpus Christi, Port Aransas, Rockport and Victoria markets.  Mark joined the bank in 1997 as a senior lending officer, subsequently serving as chief of branch administration and chief lending officer and has over 40 years of banking experience. 

Mark is a graduate of Class 17 of Leadership Corpus Christi and has volunteered with many area organizations, most recently as a board member of the South Texas Naval Foundation and the South Texas Council of the Boy Scouts of America. He earned his B.B.A. in Finance from the University of Texas at Austin.

Randy Price

Randy Price

Market President – Victoria

As Market President – Victoria, Randy Price is responsible for all commercial banking activities in the Victoria and surrounding areas. He has over ...

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Randy Price

Randy Price

Market President – Victoria

As Market President – Victoria, Randy Price is responsible for all commercial banking activities in the Victoria and surrounding areas. He has over 27 years of financial institution experience in and around the Victoria area, serving as Senior Vice President with Prosperity Bank with responsibility for developing and managing relationships with commercial and individual clients prior to American Bank.

A native of Victoria, Randy holds a Bachelor of Science in Business Administration / Accounting from the University of Houston - Victoria. Active in the community, Randy has worked with many organizations, including the Victoria ISD Education Foundation, Community Food Bank of Victoria, Victoria Northwest Little League, and Making the Grade, in leadership and volunteer roles.

Cal Ratcliff

Cal Ratcliff

Chief Compliance Officer

As Chief Compliance Officer, Cal Ratcliff is responsible for managing compliance activities and the Bank Secrecy Act program.  Prior to joining o...

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Cal Ratcliff

Cal Ratcliff

Chief Compliance Officer

As Chief Compliance Officer, Cal Ratcliff is responsible for managing compliance activities and the Bank Secrecy Act program.  Prior to joining our team, Cal amassed 35 years of progressive management experience in financial institutions and held senior-level positions at the Bank of North Carolina, IBERIABANK, and Wachovia/Wells Fargo.

In addition to his professional duties, Cal is an active member of the Consumer Financial Protection Bureau’s Community Bank Advisory Council and the Chief Compliance Officer Group of the Mid-Sized Bank Coalition of America. He graduated from Wofford College in South Carolina with a B.A. in Economics and Accounting.

Suzelle Tinnell

Suzelle Tinnell

Director of Enterprise Planning and Alignment

As Director of Enterprise Planning and Alignment, Suzelle Tinnell is responsible for developing and managing the bank’s enterprise strategy, based o...

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Suzelle Tinnell

Suzelle Tinnell

Director of Enterprise Planning and Alignment

As Director of Enterprise Planning and Alignment, Suzelle Tinnell is responsible for developing and managing the bank’s enterprise strategy, based on business objectives and long-term goals. Previously, Suzelle managed the bank's newly-organized Project Management Office and served as chief deposit services officer.  Prior to American Bank, served as vice president for IT business and project management at  Starbucks Coffee Company in Seattle and had a 12-year career in banking with Puget Sound National Bank and worked as a commercial lending officer for US Bank in Washington state.

Before starting her career in the Pacific Northwest, Suzelle attended Texas A&M University-Corpus Christi, where she received a bachelor’s degree in Finance.

John Wessman

John Wessman

Director of Consumer Banking and Marketing

As Director of Consumer Banking and Marketing, John Wessman is responsible for shaping consumer banking, treasury management, trust and asset man...

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John Wessman

John Wessman

Director of Consumer Banking and Marketing

As Director of Consumer Banking and Marketing, John Wessman is responsible for shaping consumer banking, treasury management, trust and asset management and marketing at the executive level. With over 25 years of banking experience, John has served as CMO for BBVA Compass’ U.S. markets and Guaranty Bank in Dallas, as well as head of branch operations at Encore Bank in Houston.

John is licensed in Texas as a CPA, and earned his B.B.A in Business Honors and Accounting from the University of Texas at Austin and his M.B.A. in General Management and Entrepreneurship from the Harvard Business School.

Jennifer Wilkinson

Jennifer Wilkinson

Market President – San Antonio

As Market President – San Antonio, Jennifer Wilkinson is responsible for all commercial lending activities in San Antonio and the surrounding area. ...

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Jennifer Wilkinson

Jennifer Wilkinson

Market President – San Antonio

As Market President – San Antonio, Jennifer Wilkinson is responsible for all commercial lending activities in San Antonio and the surrounding area. She is a career-long San Antonio banker with 20 years of experience, having moved to the community shortly after graduation from TCU in Fort Worth, Texas with a Bachelor’s degree in Finance. Immediately prior to joining American Bank, she managed corporate and commercial banking in the San Antonio and Austin markets for another regional financial institution.

Jennifer is active in the community, participating in the Brighton Center Capital Campaign and as a board member of the South Texas Chapter of the Leukemia and Lymphoma Society (LLS), where she was the 2017 LLS Woman of the Year. She formerly served on the Junior Achievement board for 12 years.