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Chairman Emeritus
Investments
Chairman
American Bank/Shell Land Management Co.
Vice Chairman
American Bank
Chief Executive Officer & President
American Bank
Coastcon Corporation
Dykema Architects, Inc.
Ear Nose & Throat Associates
NeuroTexas, PLLC
American Bank – Retired
Steve Matthews Company
Herndon Plant Oakley Ltd.
Rangel Law Firm
Key Title Group
Focus Strategies, LLC
John Wallace Real Estate, LLC
Hawn Wallace Interests
Third Coast Health
Plateau Land & Wildlife Management
George S. Hawn Properties
Rooke Scanio Interests, Ltd.
Stalker Energy LP
American Bank
Vice Chairman
As Vice Chairman of the Board, Richard Scanio’s role is to manage and provide leadership to the Board of Directors, in conjunction with the Board’...
Vice Chairman
As Vice Chairman of the Board, Richard Scanio’s role is to manage and provide leadership to the Board of Directors, in conjunction with the Board’s Chairman. He is also actively engaged with client relations, community relations and business development on behalf of the bank. Richard previously served as American Bank’s Chief Lending Officer, Chief Operating Officer (2007), President (2009), and CEO (2016). He is a board member and President of American Bank Holding Corporation.
In addition to American Bank, Richard is a board member of the Independent Bankers Association of Texas (IBAT), the South Texas Council of the Boy Scouts of America and the Coastal Bend Community Foundation. He has also held board positions with the Texas State Aquarium and the Corpus Christi Yacht Club. Prior to his career in the banking industry, Richard received a B.B.A. degree in Finance from the University of Texas at Austin.
Chief Executive Officer & President
As Chief Executive Officer and President, Stephen Raffaele is tasked with managing and providing leadership to the bank’s management team, as well a...
Chief Executive Officer & President
As Chief Executive Officer and President, Stephen Raffaele is tasked with managing and providing leadership to the bank’s management team, as well as developing and leading the strategic planning initiatives that ensure the long-term growth and profitability of the bank. He joined American Bank as Senior Executive Vice President and Chief Operating Officer in 2016 and was promoted to President and Chief Operating Officer in 2017. He became Chief Executive Officer and President in 2019. Prior to that time, Stephen held various C-level positions in several financial organizations including F&M Bank & Trust Co. and Guaranty Bank, both in Dallas, as well as Sterling Bank in Houston.
Stephen is a Chartered Financial Analyst (CFA) and is an active member of the CFA Institute, Baylor Angel Network, Financial Executives International and the Association for Financial Professionals. In addition, he serves on the boards of the Art Museum of South Texas and the Texas Bankers Association Services Co., as well as on the advisory board of the Baylor University School of Nursing. He is a graduate of Baylor University, where he earned a B.A. in Business.
Chief Financial Officer
As Chief Financial Officer, Tom Adams is responsible for all aspects of the bank’s accounting, policy and financial reporting functions. Before join...
Chief Financial Officer
As Chief Financial Officer, Tom Adams is responsible for all aspects of the bank’s accounting, policy and financial reporting functions. Before joining American Bank, Tom accumulated over 25 years of public accounting and financial service experience with Triumph Bancorp Inc. and F&M Bancorporation Inc., in Dallas and KPMG Chicago.
Tom is an active member of the American Institute of Certified Public Accountants, the Texas Society of Certified Public Accountants and the Dallas CPA Society. He’s also a proud alumnus of Illinois State University, where he earned a B.S. in Accounting.
Chief Information Systems Officer
As Chief Information Systems Officer, Jim Avery is responsible for the bank’s information technology strategy and systems. In his more than 30 ...
Chief Information Systems Officer
As Chief Information Systems Officer, Jim Avery is responsible for the bank’s information technology strategy and systems. In his more than 30 years with American Bank, his responsibilities have included those of Chief Financial Officer as well as those in Information Technology.
Jim has served as a volunteer with organizations like the Texas State Aquarium, Corpus Christi Harbor Lights Festival, KEDT and Leadership Corpus Christi Alumni Association (Class XIX). He received his B.A. in Business Administration from Austin College, and earned an M.B.A. in Finance from Texas Christian University's M.J. Neely School of Business.
Director of Operations and Support
As Director of Operations and Support, Steven Cooper is responsible for the management and leadership of all operational and support areas. With ...
Director of Operations and Support
As Director of Operations and Support, Steven Cooper is responsible for the management and leadership of all operational and support areas. With over 30 years of banking experience, he has served as director of U.S. operations at BBVA Compass and managing director for bank operations and support at Guaranty Bank in Dallas.
Steven has served on the Advisory Board of Habitat for Humanity Greater Birmingham and on the My Healing Place Board of Directors. Before joining the banking industry, Steve earned a B.A. in Political Science at Colorado State University. He is also a graduate of the Graduate School of Banking at SMU’s Cox School of Business.
Chief Credit Officer
As Chief Credit Officer, David Doherty oversees and manages the bank's loan portfolio. With over 29 years of banking experience, David previously serv...
Chief Credit Officer
As Chief Credit Officer, David Doherty oversees and manages the bank's loan portfolio. With over 29 years of banking experience, David previously served as the Executive Credit Officer for IBERIABANK in Houston, with responsibility for credit approval and oversight of the Louisiana, Arkansas, Tennessee, Alabama and Texas energy markets, as well as credit responsibility for the business banking sector and the corporate-wide commercial underwriting team.
David graduated from Louisiana State University with a B.S. and an M.S. in Finance.
Internal Audit Manager
As Internal Audit Manager, Melissa Garrett managed and administered the Bank's internal audit program since 2013. Before joining the bank, Meliss...
Internal Audit Manager
As Internal Audit Manager, Melissa Garrett managed and administered the Bank's internal audit program since 2013. Before joining the bank, Melissa was the director of internal operations for the United Way of the Coastal Bend in Corpus Christi, Texas.
Melissa earned an M.B.A. from Texas A&M University-Corpus Christi and a B.S. in Business Administration, Finance from State University of New York at Buffalo. She is a Certified Internal Auditor and a Certified Community Bank Internal Auditor.
Chief Human Resources Officer
As Chief Human Resources Officer, Ben Hughes is responsible for the development and implementation of the bank’s human resource strategies and pract...
Chief Human Resources Officer
As Chief Human Resources Officer, Ben Hughes is responsible for the development and implementation of the bank’s human resource strategies and practices. In his more than 19 year career in banking and financial services, Ben has served as a senior level human resources professional in a variety of organizations including Comerica Bank and Capital One Bank.
Ben is a member of the Society for Human Resource Management and the SMU Cox School of Business Human Resources Roundtable. He graduated from the University of North Texas, where he earned a B.A. in History.
Executive Credit Risk Officer
As Executive Credit Risk Officer, Robin Ingari has dual responsibilities as a regional credit officer and for developing and implementing new bank-wid...
Executive Credit Risk Officer
As Executive Credit Risk Officer, Robin Ingari has dual responsibilities as a regional credit officer and for developing and implementing new bank-wide enhanced credit risk management and enterprise risk management (ERM) programs. Prior to American Bank, Robin gained over 30 years of commercial banking experience while holding various leadership roles at Texas Commerce Bank, JP Morgan, Comerica Bank, and Regions Bank.
In addition to her banking duties, Robin is an active member of the local and state board of Robert Morris Associates, the executive committee and board of Any Baby Can, and the executive leadership team for the American Heart Association. She graduated from the University of Texas with a B.A. in Biology and an M.B.A. in Management and Finance.
Chief Lending Officer
As Chief Lending Officer, Brent Johnston oversees and manages the bank’s lending teams and loan portfolio across various markets (both existing and ...
Chief Lending Officer
As Chief Lending Officer, Brent Johnston oversees and manages the bank’s lending teams and loan portfolio across various markets (both existing and future expansion). With more than 30 years of banking experience, Brent held leadership positions at PlainsCapital Bank, Texas Capital Bank, Southwest Bank of Texas (now Amegy Bank) and Guaranty Bank before joining American Bank.
Brent is also an active member of the Houston Livestock Show and Rodeo, the Linkwood Civic Club Board, the Fundraising Committee for Halo House Foundation, the Mark Twain Elementary PTO, and the Texas A&M 12th Man Foundation. He graduated from Texas A&M University with a B.B.A. in Finance and MIS.
Treasurer
As Treasurer, Patrick King is responsible for the bank’s corporate treasury activities including investment management, loan and deposit pricing, an...
Treasurer
As Treasurer, Patrick King is responsible for the bank’s corporate treasury activities including investment management, loan and deposit pricing, and risk management. He joined American Bank with over 20 years of senior level banking management and operational experience at Bank SNB in Oklahoma City and the F&M Bank & Trust Company in Dallas.
Patrick graduated from the University of Texas at Dallas with a B.S. in Economics and Finance.
General Counsel and Board Secretary
As General Counsel and Board Secretary, Townes Mahaffey advises and assists in protecting the bank’s legal interests and maintaining operations with...
General Counsel and Board Secretary
As General Counsel and Board Secretary, Townes Mahaffey advises and assists in protecting the bank’s legal interests and maintaining operations within the scope established by law. Prior to joining American Bank in 1995, he practiced commercial and personal injury litigation in Corpus Christi, Texas.
Townes graduated from Texas A & M University with a B.B.A. in Finance, and holds a J.D. from South Texas College of Law in Houston.
President - South Texas Region
As President - South Texas Region, Mark Meyer has responsibility for regional lending and credit approval in the Corpus Christi, Port Aransas, Ro...
President - South Texas Region
As President - South Texas Region, Mark Meyer has responsibility for regional lending and credit approval in the Corpus Christi, Port Aransas, Rockport and Victoria markets. Mark joined the bank in 1997 as a senior lending officer, subsequently serving as chief of branch administration and chief lending officer and has over 40 years of banking experience.
Mark is a graduate of Class 17 of Leadership Corpus Christi and has volunteered with many area organizations, most recently as a board member of the South Texas Naval Foundation and the South Texas Council of the Boy Scouts of America. He earned his B.B.A. in Finance from the University of Texas at Austin.
Chief Compliance Officer
As Chief Compliance Officer, Cal Ratcliff is responsible for managing compliance activities and the Bank Secrecy Act program. Prior to joining o...
Chief Compliance Officer
As Chief Compliance Officer, Cal Ratcliff is responsible for managing compliance activities and the Bank Secrecy Act program. Prior to joining our team, Cal amassed 35 years of progressive management experience in financial institutions and held senior-level positions at the Bank of North Carolina, IBERIABANK, and Wachovia/Wells Fargo.
In addition to his professional duties, Cal is an active member of the Consumer Financial Protection Bureau’s Community Bank Advisory Council and the Chief Compliance Officer Group of the Mid-Sized Bank Coalition of America. He graduated from Wofford College in South Carolina with a B.A. in Economics and Accounting.
Director of Enterprise Planning and Alignment
As Director of Enterprise Planning and Alignment, Suzelle Tinnell is responsible for developing and managing the bank’s enterprise strategy, based o...
Director of Enterprise Planning and Alignment
As Director of Enterprise Planning and Alignment, Suzelle Tinnell is responsible for developing and managing the bank’s enterprise strategy, based on business objectives and long-term goals. Previously, Suzelle managed the bank's newly-organized Project Management Office and served as chief deposit services officer. Prior to American Bank, served as vice president for IT business and project management at Starbucks Coffee Company in Seattle and had a 12-year career in banking with Puget Sound National Bank and worked as a commercial lending officer for US Bank in Washington state.
Before starting her career in the Pacific Northwest, Suzelle attended Texas A&M University-Corpus Christi, where she received a bachelor’s degree in Finance.
Director of Consumer Banking and Marketing
As Director of Consumer Banking and Marketing, John Wessman is responsible for shaping consumer banking, treasury management, trust and asset man...
Director of Consumer Banking and Marketing
As Director of Consumer Banking and Marketing, John Wessman is responsible for shaping consumer banking, treasury management, trust and asset management and marketing at the executive level. With over 25 years of banking experience, John has served as CMO for BBVA Compass’ U.S. markets and Guaranty Bank in Dallas, as well as head of branch operations at Encore Bank in Houston.
John is licensed in Texas as a CPA, and earned his B.B.A in Business Honors and Accounting from the University of Texas at Austin and his M.B.A. in General Management and Entrepreneurship from the Harvard Business School.