Personal Loans

Every penny and person counts.

An American Bank personal loan is just that – personal. We’ll customize a loan solution that allows you the freedom to purchase a vehicle, plan a long-overdue family reunion or consolidate your debt. Secured or unsecured, you can use your American Bank CD, or your credit history and financial resources, to apply for a loan with a variety of repayment options. We’ll even give you a .25% discount on your rate just for having your loan payment made automatically from your American Bank checking account.

American Ready Cash

This revolving line of credit is designed to end costly overdrafts and provide an instant loan when you need it. Your American Bank checking account is automatically funded for the amount you need when you write a check or checks for more than your account balance. Payments are automatically deducted from your checking account and you will receive a statement each month with your loan status, including the usable balance.

Vehicle and Boat Loans

Whether you travel by land, lake or sea, applying for your loan before you shop and puts you in the best position to negotiate your purchase.  We offer vehicle, motorcycle, boat and even RV loans.

Personal Line of Credit

An American Bank personal line of credit gives you the ability to make yourself a loan, for quick and easy access to cash for whatever you might need, whenever you might need it. You make payments on only the funds in use, and the payment is automatically withdrawn from your American Bank checking account each month.

What sets us apart

Our experienced bankers are always available to discuss your plans and develop a customized solution based on the unique aspects of your situation. Our truly personal approach to service is what sets us apart. At American Bank, you don’t just open an account; you start a relationship, the way banking should be. We are committed to your success, and are here to act as your trusted advisor on all aspects of your financial life.