Residential Construction Financing

Building your dream home is exciting, but certainly also can be complex and stressful. Our goal is to provide you with the tools you need to simplify the financial aspect of your project, and enable you to focus on those things that will make your dream a reality.

The tools you need to finance your dream home. 

Our industry expertise and truly personal approach to service is what sets us apart. We are committed to a process that will delight you and demonstrate our commitment as your trusted advisor.

  • We will work with your builder to assure that construction draw periods are tailored to the project timeline, so our financing will be consistent with the building schedule.
  • We typically require payments of accrued interest only during the construction period, and interest on our loan is usually a line item in your construction budget.
  • At the completion of your new home, we can discuss placing a permanent mortgage on the home, or can work with your permanent mortgage lender, at your discretion.

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Our bankers are familiar with local building requirements and have relationships with builders, architects, engineers, and other professionals in the homebuilding space, all of which combine to provide you with a delightful experience.

INVESTMENT AND WEALTH SERVICES: Not a deposit | Not FDIC insured | No Bank guarantee | May lose value

American Bank, N.A. NMLS #469472. 800 N. Shoreline Blvd, Suite 200., Corpus Christi, TX 78401

Routing Number | 114903284 - Ashburn - 20149 - False