Debit Card Controls

Make your debit card work for you

With debit card controls and the American Bank Personal Mobile Banking app, you can control how, when, and where your debit card is used – right from your phone. Tap your finger to disable your card, set transaction limits to help you stay on budget, define locations where your card can be used, enable push notification alerts, and more.

Turn Cards On or Off — Anytime

Reduce fraud potential by turning your card on only when you’re using it. Or, if it’s lost or stolen, turn it off with a tap. If you find it later, turn it back on just as easily.

Manage Usage

Restrict international or ATM transactions, or limit transactions by geographic region or merchant type.

Set Spending Limits

Establish your own limits and track them in real time. Our app will let you know when a transaction exceeds your limits.

Receive Purchase Alerts

Real-time notifications let you know when your card is used or when a transaction is declined.

 

Limit Usage by Location

Prevent fraudulent purchases by restricting use of your card to locations you set.

Debit card controls give you peace of mind 

Protect your card from fraud:

  • Block all online purchases by disabling "eCommerce" transactions in Transaction Controls.
  • Prevent in-store fraud by blocking purchases when your phone is not close by with Locations Control.

Monitor your money:

  • Use Alert Preferences to get a notification whenever the card is used.

Get started...

  1. Log in to the app.
  2. In the “More” menu, select the “Card Controls” tab.
  3. Set the restrictions you want for each card.
  4. Return to the “More” menu; select the “Alerts” tab and then “Debit Card Alerts.”
  5. Set up the alerts you want to receive for each card.
  6. In your mobile device’s Settings menu, enable push notifications for the Personal Mobile Banking app.

Don't have the Personal Mobile Banking App?

Refer to the Mobile Debit Card Controls and Alerts section of the Electronic Banking Agreement for detailed information.