Interest Checking

An interest-earning checking account

Features & Benefits

Unlimited check writing

Free Personal Online Banking, Mobile Banking and Bill Pay

Free online statements, including check images

Debit card with no charge for transactions at American Bank ATMs

No American Bank fees when you use a non-American Bank ATM

Refund of fees charged by another financial institution for withdrawals at their ATMs, up to 8 per statement period

Avoid $12 monthly maintenance fee by maintaining an average daily balance of $1,500 or more

Rate is variable, and interest is paid monthly1,2

$100 Minimum Opening Deposit

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Our truly personal approach to service is what sets us apart. At American Bank, you don’t just open an account. You start a relationship, the way banking should be. We are committed to your success, and are here to act as your trusted advisor on all aspects of your financial life.

Account Protection

The potential for fraud exists with virtually every transaction. Here are some tips on how to be alert and minimize your risk.

 1Interest begins to accrue on the first business day that funds are available in the account for noncash items such as checks.

2We use the daily balance method to calculate the interest on your account. The method applies a daily periodic rate to the principal in the account each day. 


Routing Number | 114903284 - Ashburn - 20149 - False