Virtual Vault & Night Depository

American Bank offers two secure and convenient ways to deposit cash on hand even when our branches are closed.

Features & Benefits

Secure 24-hour Motor Bank night drop-off

A safe can be installed on-site at your business

Convenient and easy cash deposits

Safe Solutions

For businesses with a high cash volume, this on-site vault improves cash flow, increases security, reduces the risk of theft, and eliminates trips to an American Bank branch. The process is simple:

  • Authorized users add cash to the vault using their unique PIN.
  • Individual bills are scanned for counterfeits.
  • Receipts are printed at the time of deposit for easy reconciliation on the end of day reporting process. 
  • American Bank receives a daily record of the deposits and adds the amounts to your business account. Cash remains locked behind a door that can only be opened by an armored car service.
  • Cash is tallied by an armored car service via a secure Internet connection and retrieved during a regular weekly schedule.

 

Night Drop

Make deposits at any time with our no-cost night drop service. Your funds will remain secure in our depository vault rather than being held at your business or by your employee until a trip to the bank is convenient.

  • Deposits are processed the next business banking day and posted to your account. 
  • Most American Bank branches have night drop locations that are conveniently placed for drive-up delivery.

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Routing Number | 114903284